-
5 Credit Card Mistakes College Students Make, and How to Avoid Them
5 Common Credit Card Mistakes Students Should Avoid Credit cards can be incredibly useful — or incredibly risky — depending on how you use them. For students who are just beginning to build financial independence, knowing what not to do is just as important as knowing what to do. Let’s break down some of…
-
I Have $15,000 In Credit Card Debt — What Should I Do?
Drowning in $15,000 of Credit Card Debt? Here’s How to Take Control Carrying a hefty balance on your credit cards? You’re not alone — and you’re certainly not beyond help. In fact, many U.S. households are in the same boat, with thousands of dollars in revolving credit card debt. For some, that number easily…
-
Denied a Credit Card Because of a High Debt-to-Income Ratio? Here’s What You Need To Know
Denied a Credit Card Despite Good Credit? Your Debt-to-Income Ratio Could Be to Blame Even with solid credit, getting turned down for a new credit card can be frustrating — and confusing. One sneaky reason this happens? A high debt-to-income ratio, or DTI. While credit scores get a lot of attention, lenders also care…
-
Pros and Cons of Shopping With a Credit Card
Credit Cards: Powerful Financial Tools — If You Use Them Right Think of credit cards like power tools. In the right hands, they’re efficient, practical, and can make your financial life easier. But when used without caution, they can cause more harm than good. Charging purchases to a credit card instead of using cash…
-
Is Paying Your Tuition With A Credit Card A Good Idea?
Should You Pay College Tuition With a Credit Card? Maybe Not. Here’s Why With college costs rising year after year, it’s natural to think about whether swiping a credit card for tuition could help ease the financial burden — especially if you’re eyeing rewards like points, miles, or cash back. It’s a tempting idea:…